Specializing in retirement planning and personalized investment management.

BW Blog: Investing, Retirement & Beyond

We recently updated our website and decided to wipe the slate clean and take our Blue Water Blog in another direction (it used to just focus on crooks and scandals in our industry).  We may still post about some of the bigger scandals, but now you'll find a lot more stories about investment strategies, investment ideas, reviews of specific funds, new research, retirement planning, retirement news, and other stories we find interesting.

There's an ETF for that! Robotics & Artificial Intelligence
There's an ETF for that! Robotics & Artificial Intelligence
Interested in investing in the world of robotics and artificial intelligence?  There's a handful of ETFs in that space, each offering something a little different.  Here are the tickers, names and expense ratios of some funds to consider:AEIQ   AI Powered Equity   0.77%QTUM   Defiance Quantum   0.40%ROBT   FT Nasdaq Artificial Intelligence and Robotics   0.65%AIQ   Global X Future Analytics Tech   0.68%BOTZ   Global
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How do you get into the 1% Club?  Earn $515K+
How do you get into the 1% Club? Earn $515K+
According to a recent IRS release, you would have needed to make over $515,371 in 2017 to be considered in the top 1%.  The top 5% could've been achieved by earning $208,503+.  For a look at earnings and tax burdens of other percentiles, check out this article.
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Innovator Funds releases a recap of their October series of buffer funds
Innovator Funds releases a recap of their October series of buffer funds
Innovator Funds offers a unique set of Exchange Traded Funds (ETFs) called "defined outcome funds".  These funds offer a downside buffer and an upside cap, therefore defining what outcome you may have.  For instance, their S&P 500 Power Buffer - October (POCT) offered a buffer of 15% and a cap of 9.2% on October 1st, 2019.  If you bought
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TD Ameritrade, Schwab, E*Trade and Fidelity announce the end of online stock and ETF trading fees.
TD Ameritrade, Schwab, E*Trade and Fidelity announce the end of online stock and ETF trading fees.
The beginning of October saw four major custodians eliminate their online trading fees on stocks and Exchange Traded Funds (ETFs). This is a big win for investors as it allows people to not have to worry about transaction costs when implementing, rebalancing, or rearranging their investment portfolio.  It also means investors can place smaller trades in order to minimize
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